To finance a CNC machine, you simply select your equipment and complete a brief application through Hartwig’s financing partner, Industrial Equipment Capital (IEC). The process begins with a consultation to determine your specific equipment needs, followed by a credit review that typically provides a decision within hours. 

Once approved, Hartwig coordinates logistics and installation, while IEC manages funding, often enabling same-day processing. This integrated approach ensures your equipment financing for your machine shop is handled by experts who understand the nuances of the manufacturing industry.

The primary benefit of CNC equipment financing is ownership and long-term equity, while machine tool leasing offers lower monthly payments and greater flexibility for technology upgrades. 

Both options through Hartwig and IEC provide flexible terms for manufacturing equipment designed to suit your shop’s specific financial goals:

• Financing Benefits: When you choose a CNC loan, you own the asset outright and can take full advantage of Section 179 tax deductions and permanent bonus depreciation.
• Leasing Benefits: Our CNC leasing programs, such as operating or FMV leases, preserve your working capital and allow you to return or upgrade to newer technology at the end of the term.
• Shared Advantages: Both paths offer rapid approval times and tailored structures that align with your production revenue.

Yes, Hartwig provides comprehensive financing for new and used CNC machines. We recognize that financing for industrial automation requires different considerations than those for traditional subtractive tools, which is why IEC offers customized financing structures for your CNC machine. 

Our team ensures you receive the same competitive rates and rapid approval times across all machine categories. Reach out to our team for financing options today.

In 2026, Section 179 allows Hartwig customers to deduct up to $2,560,000 of the purchase price of qualifying equipment directly from their taxable income. This incentive is designed to encourage equipment financing for manufacturing by providing immediate tax relief. 

Additionally, because 100% bonus depreciation is now permanent, you can often write off the entire cost of your milling machine financing in the year it is placed into service. We recommend consulting with a tax professional to see how these benefits apply to your specific machine financing agreement.